About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
A female nurse taking care of a male patient at Modern Woodmen's tuberculosis camp in 1909.

Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
Couple meeting with a Financial Rep

Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Resource Hub

Visit our Resource Hub to learn more about life insurance and potential solutions to protect you and your loved ones. It’s a great place to find the answers to your questions and some hints from professionals.

Visit Resource Hub
Our guide to applying for life insurance

What to expect from the life insurance application process

From commonly used terms to hints for the medical exam and more, our handy guide helps you understand the application process.

 

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
Father daughter playing together

Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

What to Expect From the Life Insurance Application Process

 

As a mom, of course you know life insurance is important. But the complexities of the application process can be daunting. It almost makes you want to throw in the towel altogether. But rest easy. At Modern Woodmen, we can help you get through it so you can get the exact plan your family needs.

Download our guide to the life insurance process

To make it easier, we’ve created a handy downloadable guide to walk you through the entire process. In it, you’ll find answers to the most-asked life insurance application questions (even some you may not have thought about), as well as some useful tips to help you make the right decision.

  • Do I need life insurance?
  • When is the best time to get life insurance?
  • What are the types of life insurance, and which is best?
  • How much life insurance do I need?
  • What is covered by life insurance?
  • How long does the application for life insurance take?
  • What is a life insurance medical exam?
  • What types of medical questions will I be asked?
  • Can coverage be denied?

There’s even a glossary that explains common terms like life insurance underwriting, beneficiaries, and universal life insurance. It has everything you need to know as you research your options and consider which certificate (policy) is best for your unique family situation.

 

The only wrong decision you can make is not getting life insurance at all.
Leah White, Director of Marketing
MBA, FIC, FLMI, Modern Woodmen of America

We’ve been doing this for a long, long time (since 1883), and we’ve met lots of families along the way. Each one is different. The best advice we can give? Download the guide and give it a read, then reach out to a Modern Woodmen representative. They’ll listen to understand what your current family situation is and what your goals are for the future.

Download our guide to the life insurance process

We look forward to talking with you soon

Let's discuss your life insurance needs. Complete this form and your local representative will contact you within 72 hours.